Andrey Chabanov is a fintech founder behind multiple startups including Trustek and RampMeDaddy
#crypto #blockchain #AndreyChabanov
All Episodes can be found at www.thecryptopodcast.org
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https://roycoughlan.com/
About my Guest Andrey ChabanovAndrey Chabanov is a fintech founder behind multiple startups including Trustek and RampMeDaddy,focused on bridging traditional finance and DeFi. He’s currently building Wellspring, a high-yield alternative to traditional savings accounts offering up to 12% APY through DeFi. With deep experience in crypto infrastructure, regulation, and scaling, Andrey offers raw, insightful takes on building in Web3 and the future of money. He was also an early team member at iTrustCapital, the first and largest crypto IRA provider.
What we Discussed:
00:25 Who is Andrey Chabanov
01:50 From Banking to Blockchain
09:50 Winning a Hackaton
10:30 WellSpring and what they do
12:15 Which Countries can be used
13:20 Hard making Payments from some banks
15:40 Backed by Stella Foundation & Others
17:00 Savings losing Buying Power
18:10 Your Money in the Banks is not 100% Guaranteed
21:00 Your Money in Your Custody
21:45 Legal Way to avoid Capital Gains Taxes
24:10 The Fees they Charge
25:00 Can People lose their Money
26:20 How they Prevent People Getting Hacked
28:30 Is there a Minimum Amount to Invest
29:35 How Is the Interest Calculated
35:20 Ponzi Schemes that lots of People lost funds
37:00 With Wellspring Your Money Never Leaves your Wallet
39:45 The Process getting Started
42:30 The Goal is to Get you to Transfer your Salary to the account
44:25 They want that your Grandmother would be able to use the system
46:00 IRA's are able to Hold Crypto
How to Contact Andrey Chabanov
https://wellspring.money
Code WS25
https://www.linkedin.com/in/achabanov/
All about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/
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